Business Insurance in Pennsylvania
At Yoder Insurance Inc our flexible business policies can be tailored to meet the unique concerns you may have for your commercial operations while remaining responsive and true to your goals, no matter how big or small.
At Yoder Insurance Inc we know just how important your business is to you. As a business owner you have a lot to protect. That’s just one of the reasons why we take the time to…
- Analyze your business needs.
- Develop a plan that is customized and responsive to your own specific situation.
- Offer you competitive pricing that is reflective of your exposure and experience.
Running a business in Pennsylvania with today’s economy is a challenge, but can also be very rewarding. Although keeping up with day-to-day operations takes up most of your time, you also must take all necessary precautions to safeguard your business from loss.
Whether you own an office building or a coffee shop, we offer the right combination of coverages to meet your needs.
Examples of commercial insurance coverages available from Yoder Insurance Inc:
- Commercial Automobile
This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.
- Commercial Liability
Provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.
- Commercial Property
Provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk type policies.
- Directors & Officers
Designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions.
- Employment Practices Liability
Provides coverage for defense costs and liability arising from allegations of improper employment practices, sexual harassment, and discrimination.
- Home Based Business
Homeowners insurance does not necessarily cover many home business-related claims. This could mean a major loss of income, as well as other significant losses, for your home business. If you have a home based business consider contacting us to discuss proper coverage options that offer both protection and affordability.
- Inland Marine
Provides coverage for business assets and hardware while these items are off premises.
- Ordinance or Law Coverage
One of the most needed types of coverage is also one of the most commonly overlooked, or even known about, by consumers. It’s called Ordinance or Law Coverage. As your building becomes older certain changes in your county’s building codes and ordinance change to reflect new standards for construction. If your older property suffers a substantial loss, fixing it may require a higher construction standard to reflect new laws, therefore simply replacing your property as it was just isn’t good enough to meet these new laws and codes. Ordinance or law coverage pays for these upgrades in building standards.
- Professional Liability
Provides coverage for defense costs and awards for liability arising from improper professional practices and errors and omissions in the conduct of business activities.
- Special Event Coverage
Provides third party liability coverage for a short term special event.
- Umbrella and Excess Liability
This coverage complements your property/liability program and provides additional limits of coverage. In today’s litigious society, smart business people protect their investment with umbrella coverage.
- Workers’ Compensation
This coverage is designed to meet the workers’ compensation laws of your state. Workers’ compensation coverage provides protection for injured workers and supporting protection through employer’s liability coverage.
The companies we represent may even offer you the opportunity to package many of these coverages within a single policy.
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Four Pennsylania Locations
507 North Derr Drive
Lewisburg, PA 17837
Tel: (570) 523-1136
322 Mill Street
Danville, PA 17821
Tel: (570) 275-0691
180 Choate Circle, Suite 1
Montoursville, PA 17754
Tel: (570) 505-1924
Clarks Summit, PA
3 Abington Executive Park
Clarks Summit, PA 18411
Tel: (570) 586-2364
Yoder Insurance offers auto insurance, homeowners insurance, renters insurance, flood insurance, motorcycle insurance, boat insurance, RV insurance, ATV insurance, snowmobile insurance, personal umbrella insurance, individual health insurance, life insurance, disability insurance, IRA’s, annuities, business insurance, commercial property insurance, commercial general liability insurance, business auto insurance, workers compensation insurance, farm owners insurance, professional liability insurance, fidelity and surety bonds, group health insurance, group dental insurance, group vision insurance, group life insurance, and group disability insurance.