Every year, people report fraud, identity theft and bad business practices to the Federal Trade Commission (FTC) and law enforcement partners. According to FTC data, nearly 3 million people reported fraud in the past year, and 1 in 4 said they also lost money. The median loss in scams that start with a call is $1,200, higher than any other contact method.

As such, the chances are likely that you have or will be on the receiving end of a phone scam.…

Here are some things to think about when it comes to carrying insurance as a couple. Use the topics in this article as a way to start a discussion about your insurance needs. We can then help you narrow down your options.

Auto Insurance

If you and your spouse have separate auto insurance policies, it may be wise to combine them. Get quotes from each of your carriers, and shop around to see if any others offer multivehicle discounts.

Keep in mind that it may not always make sense to bundle your car insurance policies.…

Hosting a party at your home can be a fun way to connect with your friends and family. However, it’s important to ensure that your guests will be safe and secure while you’re hosting them.

Here are some considerations for protecting guests and your home during a party:

• Slips and falls are the most common dangers in residential properties. To protect your guests, clear your driveway and make sure that rugs or cords don’t create tripping hazards.
• If you serve alcohol during a party, you can be held liable for a guest who becomes intoxicated and then drives home.